Property Insurance training series

Gross profit calculations. Policy cover. How a claim may respond following a loss. Business interruption insurance is an area where misunderstandings commonly arise - even among experienced brokers. Hayden Chapman, Head of Property, and Francis Mealamu, Underwriter, explore the fundamentals of business interruption cover, using practical examples and real claims insights to unpack key concepts.

Key topics of discussion:

• The purpose and scope of business interruption insurance

• Key components commonly found within a business interruption policy

• Understanding gross profit and common areas of confusion

• Considerations when reviewing business interruption cover

• Contingent business interruption and related exposures

• Lessons from real-world claims examples and industry scenarios

Property insurance is shifting and your clients are counting on you to stay ahead of it. That's why DUAL New Zealand underwriters Mary Coleman and Radhika Sharma are hosting a practical webinar packed with real insights you can use straight away.

Key topics of discussion:

• An update on current property insurance market conditions in New Zealand

• Practical insights on key coverage considerations for your commercial property clients

• Guidance on navigating our Material Damage & Business Interruption (MDBI) policy wording and avoiding common coverage gaps

• The upcoming FENZ changes and how this will impact you and your clients

• An introduction to innovative and flexible coverage options, including our specified replacement value option

• Tools and talking points to help you have better property insurance conversations with clients

Watch this insightful session as we explore the growing impact of climate change on property insurance. Our experts, Hayden Chapman and Candice Fraser, walk you through what climate change means, how it's affecting communities and the insurance market, and what that means from your clients.

We also delve into real-life property claims linked to climate events and explain how we can support you with practical solutions in this evolving landscape.

Key topics of discussion:

• A clear explanation of what climate change is
  

• Insights into how it’s affecting your clients and their communities

• An overview of climate change impacts on the insurance market

• Real-life property claims scenarios linked to climate risks

• How DUAL can support you and your clients in this changing climate

DUAL’s experts Lesley Ronne and Tony Philpott, alongside Caroline Laband from Wotton + Kearney, break down the latest property insurance updates. This session is the perfect chance to stay ahead of the curve and level up your knowledge.

Key topics of discussion:

• New Natural Hazards Act: understand the key changes and their impact.

• Fire service levies updates: learn about the recent updates and how they affect your underwriting processes.

• Practical insights: gain valuable knowledge to help you navigate these changes and better serve your clients

Watch this insightful session on navigating the current market. Our Senior Multi-Lines Underwriters Arlene Oliver and Simon Henry discuss the forces driving these challenging conditions, the impact on clients and brokers, and how DUAL can provide tailored solutions to address these hurdles.

Key topics of discussion:

• An overview of DUAL’s Material Damage and Business Interruption cover

• Why are we in a ‘hard’ market?

• Basis of settlement – what’s the best option for your client's buildings?

• How does co-insurance work?

• Getting the sum insured right – calculating insurable gross profit